Motorhome owners need to understand how important it is to have adequate insurance coverage. At Carr Insurance Group, we can provide motorhome insurance coverage to you if you are a consumer in Maryville, TN.
Consumers often find that numerous factors surprise them when it comes to motorhome coverage.
The following are four things that might surprise you about motorhome insurance:
Availability of full-time RV insurance policies
Motorhome owners might not realize that they can get a policy specifically designed for full-time motorhome use. This is ideal for those who live in their motorhome.
A full-time RV insurance policy can offer added personal liability coverage along with personal belonging coverage for possessions policyholders keep within their motorhome.
Possibility of opting for seasonal or storage coverage
If you only use your motorhome seasonally, you can get seasonal coverage. This way, you can adjust your policy for when your motorhome is in storage so you get only the coverage you need.
Availability of towing coverage
Towing coverage is an important type of coverage to have when you own a motorhome. Fortunately, this type of coverage is offered on many motorhome insurance policies.
Thanks to towing coverage, you can get your motorhome taken to a repair shop nearby when it breaks down on the road.
Distinction between agreed value and actual cash value policies
You’ll typically have the option to choose either an agreed-value motorhome policy or an actual cash-value motorhome policy. With an agreed value policy, you’ll get a certain amount for your motorhome after a total loss regardless of its current market value.
Schedule A Consultation Today
Are you interested in buying insurance coverage for your motorhome in Maryville, TN. We can come to your assistance at Carr Insurance Group. Get in touch with us today and we’ll give you a policy quote.