Unfortunately, you know the damage a tornado can cause if you live in the Tennessee area. They occur at any time and sometimes without warning. While your home insurance probably offers protection against damage caused by a tornado, it’s crucial that your boat insurance policy also provides tornado-damage coverage.
At Carr Insurance Group in Maryville, TN, we know the weather-related dangers that Tennessee residents face. We’ll help you choose the best plan to protect your boat in the event of a tornado to help put your mind at ease.
Preparing for Weather-Related Incidents
The weather is out of our control, and during a tornado, storm, hurricane, or other dangerous weather, your boat is at risk of costly damage. If you leave it in the water, it must contend with rough waters, other boats, and flying debris. You might think it’s safe if it’s on land when you’re not using it, but it is much less steady than the rest of your property.
Comprehensive Boat Insurance Coverage
Boat insurance policies typically offer coverage for physical damage to your vessel. However, before you choose a plan, ensure it provides tornado-related coverage. Typically, this falls under storm coverage, although it’s important to clarify with your insurance agent before you commit to a policy.
Decide how much coverage you want. For example, if you want to protect your boat, you’ll want a more basic plan. Consider your options, though, as you may be able to get coverage for the personal property kept on board too. Rather than make these decisions alone, consult an insurance agent who can advise you.
Reach Out To Us
Contact us today and learn more about covering your boat in a tornado by calling Carr Insurance Group in Maryville, TN.