There are many similarities between RV insurance coverage and standard auto insurance coverage. However, there are also some significant differences that RV owners should be aware of when they acquire insurance coverage for their RV.
The more informed RV owners are, the better able they’ll be to make the right choices when choosing RV insurance coverage. You can consult with Carr Insurance Group in Maryville, TN for more information on this important coverage.
Here are the three major differences between RV insurance and standard auto insurance:
Ease of pausing RV insurance policies
A standard auto insurance policy is typically designed to offer continuous coverage with no seasonal breaks at any time of the year. On the other hand, many RV insurance policies offer features that make it very easy to temporarily stop coverage in the off-season while RV owners keep their RV in storage. This is a feature that many RV owners might want to take advantage of.
The division into three different classes
RV owners need to purchase RV coverage based on what class RV they own. RVs are classified as Class A, Class B, or Class C vehicles. These classifications are generally based on the size of the RV model in question.
Full-time coverage for RV residents
RV insurance providers know that some RV owners live in their RV full time. That’s why they provide more coverage to policyholders with full-time coverage in the event that an RV needs to have repairs that will last an extended period of time. In this case, full-time coverage for RV owners will cover the costs of finding alternative lodging while the covered RV is being repaired.
Give Us A Call
At Carr Insurance Group in Maryville, TN, we can help you find insurance solutions for all your RV insurance needs. Get in touch with us today if you have questions about our RV insurance policy offerings. We can offer you a quote and provide you with any other information you need to find the right RV coverage.