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3508 E Lamar Alexander Pkwy
Maryville, TN 37804

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Category: Classic Car Insurance

Am I Allowed To Repair My Classic Car Following An Accident?

Posted on February 28, 2025February 19, 2025 by admin

Most classic car owners invest significant time and money into their cars to make them look and operate their best. When taking the car to shows, they share their experiences and knowledge with other owners who enjoy restoring cars to their glory. The pride that comes from restoring the car yourself is one reason insurance companies often allow owners to repair their classic cars after an accident. If you need a classic car or other insurance and live in the Maryville, TN, area, contact the Carr Insurance Group team for assistance.

Understanding Classic Car Insurance and Self Repair

Even if they come off the assembly line one after another, no two classic cars are alike. Neither are their owners, who bring their own tastes and techniques to their cars. Many insurance companies cater to classic car owners’ desires by allowing them to make repairs themselves following an accident.

Most everyday vehicles go to preferred repair providers, which are often solid and efficient, but they lack the training and tools needed for classic cars. Instead, classic cars tend to be repaired at higher-priced specialist shops, where the car and shop owners have more freedom and price flexibility when acquiring authentic replacement parts.

If you want the option to repair your car following an accident, work with your insurance agent to select the right company and policy. Some insurers will actively assist you in locating the parts you need and provide other services to make the process go smoothly.

Working with the Carr Insurance Group

The Carr Insurance Group team will help you obtain classic car insurance that fits your needs. If you live in or near Maryville, TN, call (865) 688-1212 or stop by today, and we will address your insurance needs.

Posted in Classic Car InsuranceTagged Carr Insurance Group, classic car, insurance, Maryville TN, repairs

Does My Car Qualify For Classic Car Insurance?

Posted on June 28, 2024June 26, 2024 by admin

Classic car insurance is a desirable option for Maryville, TN drivers who possess vintage vehicles that are not utilized for daily commuting. It can cover specialist parts, towing, and repairs while offering enhanced coverage for the escalating value of a classic vehicle. However, does your car meet the criteria for this insurance?

Vehicle Age

The age of your car is a significant factor, though it’s not the sole criterion. Insurance companies often stipulate that classic cars should be at least 25 years old. Nevertheless, this criterion can fluctuate between companies, and exceptions might be permitted. For instance, a relatively newer limited-edition car or exotic vehicle might be eligible.

Types of Cars

Numerous models are qualified for this coverage. They encompass various antique cars, vintage trucks, military vehicles, and hot rods. Modified cars might also be eligible. A vehicle is more likely to be accepted if it’s currently valued more than its original selling price.

Other Factors

Insurance companies may also factor in the car’s condition and total mileage. If the vehicle has been poorly maintained or has had accidents, it might not qualify. Classic car insurance generally won’t cover your primary vehicle. It may stipulate that your vintage car should be stored in a garage or an equivalent structure when not in use.

If you’re unsure whether your car qualifies, contact Carr Insurance Group in Maryville, TN. Our independent agency’s insurance experts will assist you in finding the perfect coverage for your classic car. To kick-start this process today, please call 865-688-1212 or visit the Carr Insurance Group office at 3508 East Lamar Alexander Parkway.

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

Insurance for Classic Cars

Posted on October 20, 2023October 31, 2023 by admin

When you get the classic car of your dreams, it’s a treasure you’ll cherish forever. To safeguard your investment, it’s essential to get classic car insurance. For Maryville, TN residents, the best insurance agents are at Carr Insurance Group. We have policies designed to provide the coverage you need for classic cars. 

Antique Vehicle Plates 

Another essential step for classic car ownership is to register the car and obtain a license plate.  An antique motor vehicle must be over 25 years old. Once registered, you’ll only be able to drive it on Saturdays, Sundays, and federal holidays. 

When the registration is completed, your plate will display the words “antique motor vehicle.” If an antique auto owner operates their vehicle on days other than designated days, they’d have to give up their antique registration and pay the standard registration fee. This is a significant consideration since standard fees are over $85; versus $25 for antique vehicles. 

Vintage, Antique or Classic? 

To clarify: a vintage car was made between 1919 and 1935. An antique car must have been made in 1975 or earlier. Classic cars were made in the 1990s or earlier. These definitions should clarify your car type. 

When it comes to classic car insurance, policy value is calculated by the approximate value of your car. The replacement value amount of your policy won’t be finalized until you and the insurance company agree on the amount. That replacement value should reflect the full repair and replacement value. 

Reach Out To Us

Residents of Marysville, TN will find it easy to discuss their classic car insurance policy when they contact Carr Insurance Group. Our agents will give you as much information as possible, so you can make an informed choice. Contact us today to allow us to protect that dream car.

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

Are There Restrictions on How I Operate My Classic Car?

Posted on February 21, 2023March 1, 2023 by admin

Classic cars are not the same classification as vintage and antique, as there are different stipulations regarding how each one is labeled. To be a classic car, generally, a vehicle must be 25 years old but not older than 40 and have an engine and body that are without modifications. You will also have to operate by the limitations imposed by law in Maryville, TN with regard to how often you may drive your car. 

Classic Car Restrictions

A classic car can be used for pleasure, and this is defined differently than everyday use, for example, getting groceries or driving to a job. This would mean you could go out for a Sunday drive on occasion or for other leisurely and sparse outings. 

You would be allowed to travel to and from exhibitions, as classic car owners often enjoy displaying their vehicles at car shows and cruise-in circuits. If you are a participant in a vintage car club and wish to drive to these meetings, that is usually also permitted. 

It is a requirement that you store your vehicle in a manner keeping with its classic status, such as in an area that is fully enclosed and that has a door with a lock of some kind. Your Carr Insurance Group agent can go into more detail about this with you. 

New cars can also qualify for classic status if they are particularly exotic or are a replica of an older model automobile. Specialty vehicles, such as those used for the military, fire engines, and hearses may also be labeled as classic and insured as such. 

Carr Insurance Group Can Help

We offer insurance for classic cars for those living in Maryville, TN and look forward to working with you. Please reach out to us today for more information on our insurance products and services. 

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

Classic Car vs. Regular Auto Insurance

Posted on October 28, 2022October 28, 2022 by admin

When you contact Carr Insurance Group about insuring an automobile in Maryville, TN, your insurance agent will ask you a few questions about the vehicle including make, model, and year of issue. We ask the latter to determine if your vehicle might qualify for classic car insurance.

Classic Car Insurance Defined

A classic car insurance policy differs from regular auto insurance in many ways, including cost. A classic car policy often costs less than a regular policy, but your vehicle must qualify for the savings.

Vehicles manufactured 25 years or more ago may qualify for classic auto insurance. These older cars and trucks typically increase in or maintain their value, such as a Chevy Corvette or a Ford Mustang. Some vehicles less than 25 years old can qualify for this type of insurance because they’re so rare. A Lamborghini Aventador could qualify due to its rarity.

When you obtain classic car insurance, your policy limits you to just 1,000 miles of driving per year. You can drive the vehicle in parades and show it at car shows, too.

For using it less, you obtain the cost to completely replace the vehicle in case it gets stolen or totaled. The policy also pays for OEM parts from the same year or era.

If you don’t plan to drive your classic car on a daily basis, this classic car policy can save you money now and help you fully replace your vehicle if something happens to it.

Give Us A Call

Contact Carr Insurance Group serving Maryville, TN for more information or to get started with classic car insurance  Let us help you protect your investment.

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

Important Details To Look Over In Classic Car Insurance Policies

Posted on February 15, 2022February 3, 2022 by admin

Carr Insurance Group serves Maryville, TN residents. We offer our clients a wide variety of insurance options. We are an independent agency. Having strong relationships with multiple carriers allows us to offer our clients policies that align with their individual needs.  We hope to make the insurance process less complicated for our clients. We will sit down with you and help you find a policy that protects your assets.

Important Details To Look Over In Classic Car Insurance Policies

Classic cars are valuable assets. You can visit several trade shows in Maryville, TN where classic cars are on display. If you have a classic car, insurance will help you protect your prized possessions. Classic car insurance covers your vehicle if something goes wrong. You are covered in the rare case that you are involved in an accident. The policy also covers your vehicle if it is stolen or vandalized. A significant part of your classic car insurance policy is monitoring the amount of time that you operate your vehicle. You should only drive your classic on special occasions. There may be a yearly mileage limit included in your policy. Consider having your classic car appraised so that you have a clear idea of its true value.

If you plan to make any modifications to your classic car, you’ll need to amend your policy in order to fully cover those parts if something happens to your classic car. Make sure that you have a strong storage coverage policy. Storage coverage protects your vehicle while you have it parked at the facility. Your classic will likely be at the facility most of the year. Storage coverage protects you if your vehicle is damaged at the facility.

Carr Insurance Group Will Help You Protect Your Assets

Visit our website to learn more information about classic car insurance.

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

How Does Classic Car Insurance Work?

Posted on October 15, 2021October 10, 2021 by admin

If you are a lucky owner of a precious classic car, you understand that it needs proper protection. One of the best and most effective ways to protect it is to get classic insurance. Unlike standard auto insurance, classic car insurance usually covers your classic vehicle up to an agreed value. If you are thinking about getting this type of insurance, and you need more information about it, here is an explanation of how this insurance works. 

How Does Classic Insurance Work?

The first thing you should know is that you must be eligible for classic car insurance. Your vehicle must be either antique or classic. A classic car is defined as a vehicle that is 10 to 24 years old with historic interest. An antique car is a vehicle that is at least 25 years old with historic interest as well. 

There are also some other requirements that you need to meet. This includes driving your classic car only on a limited basis, preserving your vehicle in its original condition, and storing it in a special garage. There is also a mileage limit, which is usually no more than 10,000 per year. 

In addition, in order to qualify for classic car insurance, you are allowed to make repairs on your car only in certain shops. 

Carr Insurance Group serving clients in Maryville, TN – We Help You Get Insurance You Need and Deserve

If you are a classic car owner living in Maryville, TN or any other surrounding town, and you are looking for classic car insurance to protect your precious classic vehicle, Carr Insurance Group is the right place to contact. We specialize in all types of insurance, including classic car insurance policies. If you have any questions, or you want to know more about the insurance options we offer, feel free to contact us at any time. 

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

Is classic car insurance needed in Maryville?

Posted on February 25, 2021February 25, 2021 by admin

Anyone that loves cars in the Maryville, TN area will dream about owning a classic car one day. If you buy a classic car, it will be vital for you to get proper insurance. There are a few reasons why this type of insurance is necessary for classic car owners. 

Needed to Protect Asset

You will want to have classic car insurance in this area so you can protect your asset. A classic car can be a very valuable asset that can increase in value with time. With a classic car insurance plan, you can get the coverage needed to repair or replace this vehicle. This can include receiving coverage for the car’s collectible value, which ensures any value appreciation you receive is protected.

Liability Coverage

Similar to any other vehicle, you need liability insurance when driving a classic car. However, most classic car owners drive their vehicles quite infrequently. When you get a classic car insurance plan, you will receive the liability coverage needed to comply with state law. However, the plan will consider the fact that you drive the vehicle infrequently, which reduces your liability risk. 

Owning a classic car is a dream that many car lovers in the Maryville, TN area share. If you do buy one of these vehicles, getting a classic car policy is a good option. As this is a unique and specific form of coverage, it would be a good idea to call the Carr insurance Group to discuss your needs. The team with Carr Insurance Group can help you build a plan that will properly protect your classic car while also allowing you to comply with state insurance laws. 

Posted in Classic Car InsuranceTagged Carr Insurance Group, Maryville TN

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