In the state of Tennessee, all vehicle owners must have at least liability insurance in place to legally drive any type of motor vehicle and that includes motorhomes. If you own a motorhome, though, you will more than likely want to have more coverage on your camper and the agents at the Carr Insurance Group serving the Maryville, TN area are here to help you.
Uninsured and Underinsured Motorist Insurance
While liability insurance will help pay hospital bills and other expenses for the other driver if you cause an accident to happen while driving your motorhome, underinsured and uninsured coverage will help pay for damages to your motorhome. This coverage is applied when the other driver that caused the crash to happen does not have insurance or does not have enough to cover everything.
Comprehensive Insurance Coverage
If you owe money on your motorhome to a bank or lender, you may already be required to have comprehensive insurance. This is a great policy to have whether you owe money for your motorhome or not since it will help pay for damages that are caused by an act of vandalism, some type of natural disaster, or a fire. It will also help replace your motorhome if it is stolen.
Collision insurance may also be required by a lender since it will help pay for the repairs of your motorhome if you collide with a vehicle or a stationary object.
Call for a Quote
To create the best motorhome insurance policy for you and your situation, contact the agents at the Carr insurance Group in Maryville, TN today to obtain a quote for your policy.