Month: October 2020

Carr Insurance Group assists the Smokey Mountain Community community by offering residents multiple types of insurance policies. We strive to help our clients find coverage that will exceed their expectations. As an independent insurance agency, we have established positive relationships with multiple carriers throughout the state, which allows us to offer our clients a wide variety of choices.

Common Misconceptions About Boat Insurance

During the summer in Maryville, TN, many people enjoy taking their boats out near the open water. While you are enjoying a peaceful and relaxing time, it is important that you have some protection. Boat insurance will cover you in the event of unforeseen circumstances. While you are researching different policies, avoid some of the popular misconceptions about boat insurance policies.

Many people believe that all boat insurance coverage is the same, and that is incorrect. You will receive different coverage based on the type of boat that you have. The type of accessories on your boat is also a factor. If you have special accessories on your boat, you can amend your policy to be covered if they are damaged or stolen.

The areas where you operate your boat are also important. Your policy will likely contain a clearly defined area where you are allowed to operate your boat. If you operate your boat outside of that area, you may not be covered. Keep that in mind, while you are researching policies. Even if you don’t operate your boat regularly, boat insurance is a vital asset to have. You can amend your policy to cover your boat while you have it in storage.

Carr Insurance Group Will Help You Protect Your Boat

Contact our office in Maryville, TN  today to learn more information about different boat insurance policies.