At Carr Insurance Group, we help Maryville, TN, area residents find the motorhome insurance policy they need. If you don’t have a policy, it is crucial to understand just what your policy covers and the limitations that it may possess. Doing so will help to ensure that you get the best results to protect your motorhome for good.
What Your Policy Covers
Like car insurance, your motorhome policy will cover many elements of your vehicle and its protection. Primary coverage includes collision, comprehensive, and liability coverage. You can also protect all belongings on the motorhome and additions to it. Other insurance options include:
- Total loss replacement
- Emergency costs
- Towing expenses
- Roadside repair
- Full-timer coverage if you live in our motorhome
- Uninsured motorists help
What Your Policy Does Not Cover
Your policy will not cover things that happen due to your neglect. For example, it does not cover pest-related damage because it is assumed that you should take care of this issue yourself. And it will also not cover fires or other damages that you cause, no matter how destructive they may be in nature.
For example, it will not cover you if you fall asleep smoking a cigarette or if your oven catches on fire because you did not properly clean it out before you cooked. And if you do repairs on your vehicle without professional help, your policy will not cover any damage that you may do to your motorhome.
Let Us Help You
As you can see, motorhome insurance coverage is a critical step for many people. So if you’re struggling with your policy options and you aren’t sure what you need, call us at Carr Insurance Group right away. We serve the Maryville, TN, area and will help you understand your policy.