If you are a lucky owner of a precious classic car, you understand that it needs proper protection. One of the best and most effective ways to protect it is to get classic insurance. Unlike standard auto insurance, classic car insurance usually covers your classic vehicle up to an agreed value. If you are thinking about getting this type of insurance, and you need more information about it, here is an explanation of how this insurance works.
How Does Classic Insurance Work?
The first thing you should know is that you must be eligible for classic car insurance. Your vehicle must be either antique or classic. A classic car is defined as a vehicle that is 10 to 24 years old with historic interest. An antique car is a vehicle that is at least 25 years old with historic interest as well.
There are also some other requirements that you need to meet. This includes driving your classic car only on a limited basis, preserving your vehicle in its original condition, and storing it in a special garage. There is also a mileage limit, which is usually no more than 10,000 per year.
In addition, in order to qualify for classic car insurance, you are allowed to make repairs on your car only in certain shops.
Carr Insurance Group serving clients in Maryville, TN – We Help You Get Insurance You Need and Deserve
If you are a classic car owner living in Maryville, TN or any other surrounding town, and you are looking for classic car insurance to protect your precious classic vehicle, Carr Insurance Group is the right place to contact. We specialize in all types of insurance, including classic car insurance policies. If you have any questions, or you want to know more about the insurance options we offer, feel free to contact us at any time.