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Carr Insurance Group

3508 E Lamar Alexander Pkwy
Maryville, TN 37804

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Month: April 2021

Now’s a perfect time to review your Tennessee homeowner’s insurance policy

Posted on April 26, 2021April 26, 2021 by admin

It’s common for many homeowners to renew their home policies year after year without giving it much thought. However, here at the Carr Insurance Group, we think that it is important for our clients in the greater Maryville, TN area to take the time to review their homeowner policies regularly. 

Why your policy needs may change

  • Increase in market value — when the property value of your market increases, your home will likely grow too. Don’t be left with inadequate coverage due to changes in the overall market. 
  • Improvements to the home — even if you don’t complete a major project like an addition, smaller changes can also increase the value of your home. From updated kitchens and bathrooms to new flooring, you may be surprised by the effect on your home’s value.
  • Purchase of large-scale items – with many home policies, there is a limit to the coverage provided for a single item. If you have recently invested in an expensive item, such as artwork or jewelry, you will want to ensure that it is covered. In some instances, it may be appropriate to secure an additional personal items rider or policy.

These are just a few instances where a home’s value may outpace your homeowner’s policy. Don’t find out after it’s too late that you are underinsured due to increases in your home’s value.

Don’t delay, call today.

The team at Carr Insurance Group is here to help you with all of your insurance needs in the greater Maryville, TN area. If it’s been a while since you’ve taken a close look at your homeowner’s policy, it’s time to do so. Give us a call today and set up your review appointment. You’ll be glad you did!

Posted in Home InsuranceTagged Carr Insurance Group, Maryville TN

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3508 E Lamar Alexander Pkwy, Maryville, TN 37804

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