General Liability Insurance


General liability or business liability insurance protects a company's assets and pays for legal obligations, such as medical costs incurred by someone that gets hurt on company property. It also provides protection against property damage or injury caused as a result of action by the company or its employees on behalf of the company. Liability insurance also covers the cost of legal defense and any settlement or award if a lawsuit is judged against the company. Such costs include compensatory damages, nonmonetary losses suffered by the injured party and punitive damages. General liability is often required if you rent or lease a property for your business, since it also covers damages to the rented property such as fire and other covered losses. It can also provide protection to cover claims for false or misleading advertising, including libel, slander and copyright infringement.

If you need broader coverage to cover YOUR contents, loss of income or money etc. we can expand this to a business owners policy (BOP) Let us help you find the right policy for your situation.

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