In today’s world, having the right auto insurance is important. Some types of auto insurance are mandated by the state that you live in. Tennessee requires that you have liability insurance, property damage, and under and uninsured motorists coverage. It would be best if you discussed your auto insurance needs with a trusted insurance agent. Carr Insurance Group in Maryville, TN is an independent agency that works for you, not one carrier, and they can offer you more choices for better coverage and prices.
When it comes to the question, "can you have more than one car on an auto policy," the simple answer is yes, you can. The number of additional cars you can have on a single policy will depend on the carrier you choose for your policy. These days many families are at least two vehicle families since both parents may have jobs that require that they drive to work. If you don’t live in a large city, chances are you will have limited options for public transportation.
While, in most cases, you must carry the same liability insurance on all your vehicles to avoid confusion on the amount of coverage, you are allowed to mix and match optional coverages. What this means is you may want to carry collision and comprehensive on a newer vehicle you own, but not on a clunker. Unless you have a car loan or lease, you are not required to have collision and comprehensive coverage.
When you add a new car to your family, you can call your agent at Carr Insurance Group in Maryville, TN to add the new vehicle to your policy. They will ask for the VIN and will provide you with your insurance cards. You usually need to show the insurance cards before you can register your vehicle. To get more information about the auto insurance products that we offer, stop by our office or give us a call.